Property Inspection

What is the need for Property Inspection in Pakistan?

About 44% of real estate global customers were unsatisfied with their property deals in
the year 2013 and regretted their decisions. Lack of access to verified and correct
property information coupled with complex ownership transfer processes were the
primary reasons behind poor decision-making.
One of the significant problems in the housing sector is the construction of houses and
buildings without the approval of Regulatory/Building Control Authorities in unplanned
/unapproved areas and housing schemes. In Pakistan, out of the total urban housing
demand, about 25 percent is being fulfilled by illegal unplanned slums (katchi abadis), 60
percent through subdivision and utilization of agricultural land (mostly without proper
planning and approvals) and 15 percent through increasing population density in the
existing cities.

A total of 5,492 unregistered and illegal housing societies were identified throughout
Pakistan in the year 2018. They were mostly undeveloped, while some among them
existed only on paper. Transactions of unapproved/illegal properties are often found to
be fraudulent, resulting in the creation of disputes and police cases that end up in
Courts. More than one million land-related disputes are pending decisions in the
Pakistani Courts, comprising 40 percent of all Court cases. Billions of
rupees of investors, mostly overseas Pakistanis, expatriates and pensioners, are trapped due to
bad property transactions and pending Court cases. In addition, insufficient judges,
overburdened Courts, and crafty tactics played by the lawyers result in lengthy
proceedings. It can take anything between 15 to 60 years to finally receive a resolution
on property-related cases at the Supreme Court, costing fortunes of money and effort.

What kind of Property Inspections does PropSure conduct?

We conduct the following types of inspections:

1. Basic Property Report

This report provides information about the plot/property location, size, covered area,
type of land use, ownership area, the status of approval, and concerned regulatory
authority.

2. Master Plan Report

The report covers the status of the property with reference to provisions of the master
plan of that area/scheme regarding the permissible land use and applicable limitations if
any.

3. Regulatory Report

This report provides information about the status and approvals of the plot and building/
structure constructed over it, by the regulatory/building control authority.

4. Bye-laws Report

This report informs about the applicable bye-laws, plot details, the FAR (Floor: Area
Ratio) allowed, the concerned Building Control Authority, and the allowable footprint of
the building inside the plot.

5. Demarcation Report

This report presents information about the geographic location, size, layout and detail of
adjacent features, demarcation attributes, general information of the property, etc.

6. Livability Report

The report covers an analysis of livability indicators such as accessibility to the city road
network, accessibility to amenities and other essential living requirements (such as
commercial area/markets, restaurants, school, hospital, parks and club etc.), security
situation and arrangements, character of the area, development and habitation level,
state of utilities, etc.

7. Utility Report

The report provides information about the availability of utility services at the proposed
property such as electricity, Sui gas, water supply, sewerage, telephone landline, waste
disposal, internet and cable TV etc.

8. Valuation Report

The report presents information about the market values of the said property that
includes land value, building construction cost, sale value and total assessment.

9. Structural Report

Details about structural stability, robustness and safety are provided in this report. The
information is based on the physical inspection, non-destructive testing and analysis of
building components like foundation, columns, walls, beams, slabs, and stairs etc.

10. Non-Structural Report

The report covers information about the non-structural features of the proposed
property/building such as finishing work, facade, roof condition, rainwater drainage,
leakage/seepage, water supply system, electrical system, openings and ventilation, and
landscaping etc.